\u0d15\u0d4d\u0d30\u0d46\u0d21\u0d3f\u0d31\u0d4d\u0d31\u0d4d \u0d17\u0d4d\u0d2f\u0d3e\u0d30\u0d23\u0d4d\u0d1f\u0d3f \u0d38\u0d4d\u0d15\u0d40\u0d02<\/a> (CGSS) \u0d38\u0d7c\u0d15\u0d4d\u0d15\u0d3e\u0d7c \u0d05\u0d02\u0d17\u0d40\u0d15\u0d30\u0d3f\u0d1a\u0d4d\u0d1a\u0d41. \u0d12\u0d30\u0d41 \u0d35\u0d3e\u0d2f\u0d4d\u0d2a\u0d15\u0d4d\u0d15\u0d3e\u0d30\u0d28\u0d4d \u0d2a\u0d30\u0d2e\u0d3e\u0d35\u0d27\u0d3f \u0d17\u0d4d\u0d2f\u0d3e\u0d30\u0d23\u0d4d\u0d1f\u0d3f \u0d15\u0d35\u0d31\u0d47\u0d1c\u0d4d \u0d07\u0d2a\u0d4d\u0d2a\u0d4b\u0d7e 20 \u0d15\u0d4b\u0d1f\u0d3f \u0d30\u0d42\u0d2a\u0d2f\u0d3e\u0d23\u0d4d, \u0d28\u0d47\u0d30\u0d24\u0d4d\u0d24\u0d46 \u0d07\u0d24\u0d4d 10 \u0d15\u0d4b\u0d1f\u0d3f \u0d30\u0d42\u0d2a\u0d2f\u0d3e\u0d2f\u0d3f\u0d30\u0d41\u0d28\u0d4d\u0d28\u0d41. \u0d08\u0d1f\u0d4d \u0d28\u0d7d\u0d15\u0d3e\u0d24\u0d46 \u0d24\u0d28\u0d4d\u0d28\u0d46 \u0d38\u0d4d\u0d31\u0d4d\u0d31\u0d3e\u0d7c\u0d1f\u0d4d\u0d1f\u0d2a\u0d4d\u0d2a\u0d41\u0d15\u0d7e\u0d15\u0d4d\u0d15\u0d4d \u0d35\u0d3e\u0d2f\u0d4d\u0d2a \u0d32\u0d2d\u0d3f\u0d15\u0d4d\u0d15\u0d3e\u0d7b \u0d08 \u0d2a\u0d26\u0d4d\u0d27\u0d24\u0d3f \u0d38\u0d39\u0d3e\u0d2f\u0d3f\u0d15\u0d4d\u0d15\u0d41\u0d28\u0d4d\u0d28\u0d41. \u0d2c\u0d3e\u0d19\u0d4d\u0d15\u0d41\u0d15\u0d7e, NBFC \u0d15\u0d7e, \u0d2e\u0d31\u0d4d\u0d31\u0d4d \u0d05\u0d02\u0d17\u0d40\u0d15\u0d43\u0d24 \u0d27\u0d28\u0d15\u0d3e\u0d30\u0d4d\u0d2f \u0d38\u0d4d\u0d25\u0d3e\u0d2a\u0d28\u0d19\u0d4d\u0d19\u0d7e \u0d0e\u0d28\u0d4d\u0d28\u0d3f\u0d35\u0d15\u0d4d\u0d15\u0d3e\u0d23\u0d4d \u0d35\u0d3e\u0d2f\u0d4d\u200c\u0d2a\u0d4d\u0d2a\u0d3e \u0d32\u0d2d\u0d4d\u0d2f\u0d2e\u0d3e\u0d15\u0d41\u0d15. 2022 \u0d12\u0d15\u0d4d\u0d1f\u0d4b\u0d2c\u0d7c 6 \u0d2e\u0d41\u0d24\u0d32\u0d41\u0d33\u0d4d\u0d33 \u0d2e\u0d41\u0d7b \u0d2a\u0d26\u0d4d\u0d27\u0d24\u0d3f\u0d15\u0d4d\u0d15\u0d4d \u0d2a\u0d15\u0d30\u0d2e\u0d3e\u0d2f\u0d3e\u0d23\u0d4d \u0d08 \u0d2a\u0d41\u0d24\u0d3f\u0d2f \u0d2a\u0d24\u0d3f\u0d2a\u0d4d\u0d2a\u0d4d \u0d35\u0d30\u0d41\u0d28\u0d4d\u0d28\u0d24\u0d4d. \u0d07\u0d24\u0d4d 2025 \u0d2e\u0d46\u0d2f\u0d4d 8 \u0d2e\u0d41\u0d24\u0d7d \u0d2a\u0d4d\u0d30\u0d3e\u0d2c\u0d32\u0d4d\u0d2f\u0d24\u0d4d\u0d24\u0d3f\u0d7d \u0d35\u0d30\u0d41\u0d02.<\/p>\n\n\n\nUnder the new rules, loans up to Rs 10 crore will get a guarantee of up to 85% of the default amount. Loans above Rs 10 crore will get a cover of up to 75%. This reduces the risk for lenders and encourages them to support startups.<\/p>\n\n\n\n
The annual guarantee fee (AGF) has also been reduced. For startups in 27 key sectors, the fee is now 1% per annum, down from 2%. The scheme is a follow-up to the Union Budget 2025\u201326 announcement. It aims to increase access to credit for new businesses and encourage innovation. It is also expected to support research, development and growth of new technologies in India.<\/p>\n\n\n\n
<\/p>","protected":false},"excerpt":{"rendered":"
The government has approved the revised Credit Guarantee Scheme (CGSS) for startups. The maximum guarantee coverage per borrower is now Rs 20 crore, up from Rs 10 crore earlier. The scheme helps startups get loans without providing collateral. Loans will be available to banks, NBFCs and other approved financial institutions. This new version replaces the previous scheme that was in place from October 6, 2022. It will be effective from May 8, 2025.<\/p>","protected":false},"author":9,"featured_media":5060,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"footnotes":""},"categories":[11],"tags":[159,170,260,208,162,259,143],"class_list":["post-5063","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-startup-news","tag-business-updates","tag-finance-updates","tag-startup-finance-help","tag-startup-ideas","tag-startup-news","tag-startup-schemes","tag-startup-updates"],"yoast_head":"\n
Government raises loan guarantee limit for startups to \u20b920 crore<\/title>\n \n \n \n \n \n \n \n \n \n \n \n \n\t \n\t \n\t \n \n \n \n\t \n\t \n\t \n