In the fast-paced modern world credit cards are becoming more and more common. Credit cards have their own advantages and disadvantages. There are many deals and discounts available. There are also cards that can access airport lounge and free meals from airports, and you can score flight miles for free flight tickets with some cards. In this article, let's take a look at what are the top 4 credit cards that can be used for free stay in luxury hotels.

The American Express Platinum Credit Card

With this credit card, you can get a complimentary membership to luxury hotel programs such as Taj Inner Circle Epicure, Honours Gold by Hilton, and Marriott Bonvoy Gold Elite. There are also benefits such as free room upgrade, complimentary breakfast, early check-in, and free late check-out. Additionally, this card comes with freebies worth ₹37,000, including a free room upgrade, breakfast for two, late checkout, and elite access to hotels including Four Seasons, Mandarin Oriental, and The Ritz Carlton. The card provides complimentary access to Priority Pass and American Express lounges, as well as more than 1,200 airport lounges around the world. In addition, American Express cards will receive special invitations to VIP events and pre-sale access to premium events such as Fashion Week, the Grammy Awards, and Wimbledon.

HDFC Infinia Metal Credit Card

On booking 3 nights with this card, one night's free stay will be available at select ITC hotels. This is in addition to the 1+1 complimentary weekend buffet at all participating ITC hotels. The card also allows you to enjoy a free Club Marriott membership for the first year that offers up to 20% discount on food and accommodation across Asia-Pacific.

3) Axis Bank Credit Card

In addition to the 50% discount on dining, this card allows you to enjoy one night's free stay if booked for three consecutive days and earn 25% green points when purchasing food and beverages. Additionally, this card comes with free accommodation in Asia Pacific, free room upgrade, 50% discount on food and beverages, and free buffet lunch for two at Indian Accor hotels. Get 20% off food and beverage, stay at select Marriott hotels in India, and get weekend rates across Asia Pacific. Similarly, you can get 50% discount on suites at Oberoi hotels and resorts.

Marriott Bonvoy HDFC Credit Card 4.

With this card, you can get a free Knight Award (up to 15,000 Marriott Bonvoy Points) every year. There are also additional free night awards for spending milestones of Rs 6 lakh, Rs 9 lakh and Rs 15 lakh in a year. You'll also get the complimentary Marriott Bonvoy Silver Elite status.