Google Pay, one of the most popular mobile payment apps, is renowned for its fast and secure transactions. However, beyond being a payment tool, it offers several features that many users are unaware of. From making payments seamless to services like ticket bookings, bill payments, and loyalty card management, Google Pay has much more to offer.
Recharges and Bill Payments
Although Google Pay primarily focuses on peer-to-peer payments, it also supports utility bill payments and mobile recharges. Without visiting multiple websites or apps, users can conveniently recharge their phones or pay bills through Google Pay. It allows users to quickly settle their bills and recharge DTH services with ease.
Contactless Payments with NFC
Google Pay enables payments using Near Field Communication (NFC) technology. By linking their debit or credit cards with the app, users can make fast and secure payments at payment terminals using their mobile devices.
Simplifying Online Shopping
Google Pay integrates with multiple online e-commerce platforms to provide users with a seamless shopping experience. Users can add their payment cards to Google Pay and make transactions on websites without repeatedly entering card details. This feature enhances convenience and adds an extra layer of security to online purchases.
Payments for Transportation
Google Pay facilitates payments for public transport. Users can easily purchase and use virtual tickets for buses, trains, and other public transport methods. This feature eliminates the need to carry physical tickets or cards, making travel simpler.
QR Codes for P2P Payments
Users can send money to friends and family using QR codes on Google Pay. By scanning the recipient's QR code, users can directly make payments through the app. This feature is especially useful if the recipient’s UPI ID or phone number is unavailable.
Loyalty Cards and Exclusive Offers
Google Pay allows users to store loyalty cards from various retailers within the app. By scanning physical loyalty cards or entering card details, users can easily access and use them during transactions. Additionally, Google Pay offers personalized deals and discounts based on users’ shopping habits, enhancing the overall shopping experience.
Google Pay Account Balance
Users can top up their Google Pay balance to avoid frequent transfers from their bank accounts for small transactions. This helps users better manage their spending.
Splitting Expenses with Groups
For those who frequently split bills or expenses with friends or colleagues, Google Pay integrates with expense-sharing software like Splitbills. It offers an efficient way for a group of people to pay collectively.
Managing Your Money
Google Pay also acts as a money management tool, providing users insights into their spending habits. Transactions are categorized, helping users monitor and control their expenses.
Easy Gold Purchases
In certain regions, Google Pay allows users to purchase gold digitally. Partnering with trusted gold providers, users can invest in small amounts of gold. Purchased gold is securely stored in Google Pay and can be redeemed for physical delivery at a later date.