സ്വർണത്തിൽ നിക്ഷേപിക്കുന്നതിനെക്കുറിച്ച് കേട്ടിട്ടുണ്ടോ? ഇത്തരത്തിൽ നിക്ഷേപിക്കാൻ ആഗ്രഹമുണ്ടോ? എങ്കിൽ സ്വർണ നിക്ഷേപത്തിലെ പല രീതികൾ നമുക്ക് നോക്കാം.
- Gold IRAs (Individual Retirement Accounts)
Allows individuals to hold physical gold, silver, platinum etc. as investments within the account.
A portion can be transferred from an existing retirement account (IRA) to a gold IRA.
Traditional Gold IRA: Lets your money grow tax-free.
Roth Gold IRA: Can be funded with tax-deferred contributions, and withdrawals are tax-free at retirement.
SEP Gold IRA: Beneficial for small business owners and the self-employed.
SEP ഗോൾഡ് IRA: ചെറിയ ബിസിനസ് നടത്തുന്നവർക്കും സ്വയംതൊഴിലാളികൾക്കും ഉപകരിക്കുന്നത്.
Check with trusted IRA companies for rules related to gold IRAs. They can help you become an IRA-authorized custodian and appoint a depository to hold the gold.
- Physical Gold
Gold bars and coins can be bought and stored
Investment: The downside is that the price of gold will rise or fall.
There are many ways you can buy physical gold through gold dealers, private collectors, and pawn shops. The price you pay will depend on the purity of the gold in the bar or coin and the price of gold at that time. Gold bars are usually sold in single or 10-ounce bars.
- Gold futures
The investor and the seller form a contract. In this, the investor agrees to buy a certain amount of gold at a certain price on a certain date, regardless of market conditions.
When you make this investment, you risk losing a large portion, or all, of your investment if the gold price falls before the contract expires.
If you are thinking of investing in gold futures, you need to understand how it works and the risks involved. Your brokerage firm will ask you to sign a form to confirm that you are aware of these matters.
Gold ETFs (Exchange-Traded Funds)
New entrants to gold investing know the stock market by investing in shares of gold mining companies.
ee tharathilulla nikshepathil ningalude laabham svarnathinte vilayil maathram aasrayichaayirikkilla. combaniyude prakadanavum laabham nishchayikkum.
valarchaa saadhyathakal: svarnna vila uyarukayo combani kooduthal svarnam ulpaadippikkukayo chelavu kuraykkukayo cheythaal, nikshepam valaraanidayundu.
Growth potential: If the gold price rises or the company produces more gold or cuts costs, the investment may grow.
But, if the company does not perform well, you are likely to lose money.
