With the Reserve Bank of India not raising interest rates in the new review, several public sector banks are offering attractive home loan options. Let's see which public sector banks offer home loans starting at 8.35% for a loan of Rs 75 lakh with a tenure of 20 years.

Starting at 8.35 percent, Union Bank of India and Bank of Maharashtra offer the lowest home loan interest rates. For a home loan of Rs 75 lakh with a tenure of 20 years, the monthly EMI will be Rs 64,376, making it the best option for those looking for low repayment terms.

Six public sector banks - Bank of Baroda, Punjab National Bank, Indian Bank, Bank of India, Canara Bank and Indian Overseas Bank - offer home loans at interest rates starting from 8.40 per cent. For a home loan of Rs 75 lakh with a tenure of 20 years, the monthly EMI will be around Rs 64,613.

UCO Bank and Central Bank of India offer home loans at interest rates starting at 8.45 percent. For a home loan of Rs 75 lakh with a tenure of 20 years, the monthly EMI will be around Rs 64,850.

State Bank of India (SBI), India's largest bank, offers home loans at interest rates starting at 8.50 percent. For a home loan of Rs 75 lakh with a tenure of 20 years, the monthly EMI will be around Rs 65,087.

EMI calculations are based on a tenure of 20 years assuming zero processing and other charges. Interest rates and related EMIs are subject to change and may not reflect current market conditions.